A message to career agents

The goal of CarePlus is to be the largest insurance agency in the nation selling Long-Term Care Insurance (LTCI). We offer the LTCI products issued by MetLife, a brand your clients know and trust, and one of the world's largest and most respected financial institutions. In other words... you’re in good company when you work with CarePlus!

You’ll share in our growth and benefit from:

• Up front renewals. CarePlus is a Master General Agent that pays renewals up front on Long-Term Care Insurance (LTCI) sales. That simply means instead of receiving a small yearly payment on renewals over 15 or 20 or 25 years, you’ll receive everything coming to you the very first year. Then use your earnings however you wish—for immediate income, to reinvest, or to save for emergencies or major expenditures such as school tuition.

• Superior and experienced management. The team that runs CarePlus has decades of experience, spanning virtually the entire lifetime of the LTCI industry in this country. Our management team previously operated a Master General Agency that accounted for approximately 25% of all LTCI sales for Travelers Insurance.

• A better approach to selling LTCI. Dedicated CarePlus agents get advanced training in a home interview process through which clients agree on four critically important points before we present our long-term care product. You’ll learn to ask questions that draw out the real concerns of your clients and help them appreciate what you can do for them. This method has been refined through thousands of sales and results in a higher close rate and very few cancellations.

• Preconditioned, mail-generated leads. Our agents call on prospects who have acknowledged their concern about their financial future and are preconditioned to be interested in the product you are selling. There is NO mandatory cold calling. In addition, top producers may qualify for telephone support to assist them in setting appointments.

• Products to fit the client’s needs. MetLife offers a wide choice of benefit periods, elimination period durations, and daily benefits  as well as options such as inflation protection and accelerated payment plans. This makes it highly likely you can fit a plan exactly to your client’s requirements. In addition, non-standard coverage may be available from other carriers for clients who do not qualify for coverage through MetLife.
  

• Direct access to underwriters. Call and speak to a MetLife LTCI underwriter directly if you are unsure whether a prospect’s health status will qualify. Save your time... and theirs... by prescreening before you write up and submit the application.

• Competitive market research. Stay sharp in the marketplace by getting competitive analysis from the MetLife Long-Term Care Sales Desk. Find out how to effectively position our products against the competition.

All these advantages make CarePlus the agency of choice for top producers who want unlimited potential. Add in the value of renewals paid up front... and there’s really no reason to look anywhere else. Contact us now for more information.

For Agent Use Only. Not for Public Distribution.